Government Schemes for You

Discover and apply for schemes you're eligible for

Health

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Health insurance scheme providing coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Up to ₹5 Lakh 10.74 Crore Families
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Health

Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA)

Free antenatal care services for pregnant women on the 9th of every month at government health facilities.

Free Services All Pregnant Women
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Education

National Scholarship Portal

One-stop platform for various scholarships offered by central and state governments for students from pre-matric to PhD level.

Varies All Students
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Education

Mid-Day Meal Scheme

Provides free lunch to school children to improve nutritional status and encourage school attendance.

Free Meals 12 Crore Children
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Farming

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Crop insurance scheme providing comprehensive risk coverage against natural calamities. Premium rates are 1.5-5% of the sum insured.

1.5-5% Premium All Farmers
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Farming

Kisan Credit Card (KCC)

Provides farmers with timely access to credit for agricultural needs with flexible repayment options. Credit up to ₹3 lakh.

Up to ₹3 Lakh 7.5 Crore Farmers
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Housing

Pradhan Mantri Awas Yojana - Gramin (PMAY-G)

Scheme to provide pucca houses with basic amenities to all rural houseless households and those living in kutcha houses. ₹1.2 lakh assistance per house and targets 2.95 crore houses.

₹1.2 Lakh Assistance 2.95 Crore Houses
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Housing

Credit Linked Subsidy Scheme (CLSS)

Interest subsidy on home loans for economically weaker sections and low/middle-income groups. 3-6.5% interest subsidy.

3-6.5% Interest Subsidy EWS/LIG/MIG
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Women

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Maternity benefit program providing ₹5,000 in three installments to pregnant and lactating women for their first live birth.

₹5,000 Pregnant Women
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Women

Mahila Shakti Kendra (MSK)

Empowerment scheme for rural women through community participation, awareness generation, and skill development programs.

Varies Rural Women
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Employment

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

Skill development scheme providing industry-relevant training to youth with certification and financial rewards.

Free Training Youth (15-35 years)
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Employment

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Guarantees 100 days of wage employment in a financial year to rural households. ₹202 daily wage.

₹202 Daily Wage Rural Households
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Senior Citizens

National Pension System (NPS)

Voluntary pension scheme providing regular income after retirement with tax benefits.

Flexible Contributions 18-70 years
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Senior Citizens

Rashtriya Vayoshri Yojana

Provides assisted living devices to senior citizens belonging to BPL category.

Free Devices BPL Senior Citizens
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Financial

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Financial inclusion scheme providing basic banking services, insurance, and pension to all.

Zero Balance Account All Citizens
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Financial

Atal Pension Yojana (APY)

Pension scheme for unorganized sector workers providing fixed monthly pension after 60 years.

₹1,000-5,000 Monthly 18-40 years
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Digital

Digital India

Flagship program to transform India into a digitally empowered society, providing digital infrastructure and services to citizens.

Various Benefits All Citizens
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Digital

DigiLocker

Digital document storage and sharing platform for citizens to store important documents.

Free Storage All Citizens
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Digital

UMANG (Unified Mobile Application for New-age Governance)

Single platform for accessing government services across various departments.

Free Services All Citizens
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